There's no better feeling than putting on that special piece of jewelry before you begin your day. But there's nothing more painful than reaching for that statement sparkler, and it's not there! That's why I'm so excited to tell you about Jewelers Mutual Insurance Company.

Jewelers Mutual ® is an insurance company that exclusively insures jewelry, and has for over 100 years. They offer the most comprehensive coverage in the business, including: Worldwide travel coverage, flexibility to work with your own jeweler, optional $0 deductible and coverage for loss, theft, damage and mysterious disappearance.

Getting a free quote couldn't be easier. Just put in your zip code, jewelry type, jewelry value and voilà! I put in a quote for a $5000 engagement ring and it was only $75 for the year with a $0 deductible. Can you believe that for less than $7 a month you can have peace of mind that your most precious pieces are protected? Premiums start at $25 and are typically 1-2% of the total value of your jewelry. If you're unsure of the current value of your jewelry find a local certified appraiser through American Gem Society.

Jewelry is so personal and sentimental, and Jewelers Mutual understands exactly what your jewelry means to you. Because they only insure jewelry, they do it better than anyone else! So, before your beautiful baubles are lost, damaged or worse, get covered with a policy from Jewelers Mutual.